April is Financial Literacy Month—a time dedicated to promoting a better understanding of how money works and empowering individuals to make informed financial decisions. But financial literacy isn’t just about budgets and credit scores. For those nearing retirement...
Recently, personal finance expert Dave Ramsey made waves by dismissing the traditional 4% retirement withdrawal rule as “moronic” and advocating for an 8% withdrawal rate instead. While this headline-grabbing statement got plenty of attention, financial professionals...
Many people assume that taxes will be lower in retirement—after all, you’re no longer earning a paycheck, right? Unfortunately, that’s not always the case. In fact, for many retirees, taxes go up, not down. In a recent discussion, Erin and Larry outlined four key...
As retirees plan their financial futures, many seek ways to maximize their resources while giving back to the causes they care about. One powerful tool that combines tax efficiency with charitable generosity is the Qualified Charitable Distribution (QCD), often linked...
After decades of building your retirement nest egg, the transition from saving to spending can feel overwhelming. The biggest concern? Make sure your money lasts as long as you do. A solid retirement drawdown strategy helps you strike the right balance—ensuring...
October is not only the season of changing leaves and cooler weather; it’s also Financial Planning Month, a perfect time to take a closer look at your overall financial health. Medicare deserves special attention in October, especially since it coincides with...
