Planning for a child’s or grandchild’s college education is one of the most impactful financial decisions you can make. With the cost of higher education rising, having a solid strategy ensures that your loved ones can pursue their academic dreams without unnecessary...
As the calendar turns to a new year, January brings a renewed focus on health, including financial wellness. Declared Financial Wellness Month, January is a reminder to take stock of your financial health and implement strategies to achieve long-term security. Whether...
Many people assume that taxes will be lower in retirement—after all, you’re no longer earning a paycheck, right? Unfortunately, that’s not always the case. In fact, for many retirees, taxes go up, not down. In a recent discussion, Erin and Larry outlined four key...
The future of Social Security is a hot topic, with concerns about its financial stability making headlines. By 2034, if no changes are made, Social Security will only be able to pay about 78% of scheduled benefits. Understandably, many retirees are worried—30% of...
As retirees plan their financial futures, many seek ways to maximize their resources while giving back to the causes they care about. One powerful tool that combines tax efficiency with charitable generosity is the Qualified Charitable Distribution (QCD), often linked...
