As pre-retirees and retirees approach or enjoy retirement, there’s one crucial area of financial planning that often gets delayed: estate and legacy planning. It might not be the most comfortable subject, but preparing now can provide peace of mind and security for...
April is Financial Literacy Month—a time dedicated to promoting a better understanding of how money works and empowering individuals to make informed financial decisions. But financial literacy isn’t just about budgets and credit scores. For those nearing retirement...
Market volatility can be unsettling, especially when headlines scream about stock market drops and economic uncertainty. Recently, concerns about a slowing U.S. economy led to a sharp market selloff, with the Dow dropping as much as 1,100 points before recovering some...
As tax season approaches, it’s crucial to implement effective strategies to minimize your tax liability and maximize your financial well-being. Here are some key approaches to consider: Maximize Retirement Contributions Contributing to tax-advantaged retirement...
Recently, personal finance expert Dave Ramsey made waves by dismissing the traditional 4% retirement withdrawal rule as “moronic” and advocating for an 8% withdrawal rate instead. While this headline-grabbing statement got plenty of attention, financial professionals...
