Legacy Planning: Creating a Lasting Impact Beyond Wealth

Legacy Planning: Creating a Lasting Impact Beyond Wealth

As pre-retirees and retirees approach or enjoy retirement, there’s one crucial area of financial planning that often gets delayed: estate and legacy planning. It might not be the most comfortable subject, but preparing now can provide peace of mind and security for...
Is an 8% Withdrawal Rate Realistic for Retirement?

Is an 8% Withdrawal Rate Realistic for Retirement?

Recently, personal finance expert Dave Ramsey made waves by dismissing the traditional 4% retirement withdrawal rule as “moronic” and advocating for an 8% withdrawal rate instead. While this headline-grabbing statement got plenty of attention, financial professionals...